Gemalto’s new advanced digital healthcare solution will avoid duplicate examinations and therefore lessen unnecessary use of healthcare services. In addition, the new health card will be able to carry electronic prescriptions, which will reduce significantly paperwork. Finally, by allowing data update once the card is in the field, the new system enables insurance funds to potentially adjust their cost of ownership.
Gemalto’s latest-generation card will also act as an active security device to perform strong authentication of the patient therefore contributing to reducing fraud costs and increasing privacy. It will enable secure access to an electronic medical file that will include emergency data such as blood group, allergies alerts and ongoing treatments records. Authorized healthcare professionals can read personal information only if the patient consents by entering the card’s Personal Identification Number.
This new reference strengthens Gemalto’s positioning in the healthcare sector, following previous achievements in Algeria, Belgium, China, Finland, France, Mexico, Puerto Rico, UK, USA and Slovenia.
Note to editors:
The health program the German government is launching involves 80 million patients, 350,000 doctors and dentists, 2,000 hospitals and 22,000 pharmacies.
The German health service is highly decentralized, with some 250 different insurance companies, each having their own infrastructure and supply process. The health insurance plans are either state-regulated or private. Around 90 percent of the population is covered by the state health insurance and the rest opt for private medical insurance. State health insurance beneficiaries do not have to pay for the visit to their doctor, nor for their medication (apart from a small fixed fee).
With the current system, insurance funds need to issue their customers with a new card whenever their administrative data change, whereas the microprocessor card-based system allows updating the information once the card is in the field, thus reducing operational costs. The electronic health card will carry the prescription and should make about 700 million handwritten prescriptions per year redundant.
About AOK (Allgemeine Ortskrankenkasse)
For more than 100 years, the AOK - Germany’s biggest health insurance company - has guaranteed security and extensive medical care in case of illness. The AOK cares for roughly 26,5 million people - a third of the German population. As market leader the AOK guarantees with the staff of 64260 in more than 1.500 branches a powerful service: quick, competent and unbureaucratic.
Additionally, the AOK is more than just a Health Insurance Fund. It has established an extensive health management system, which garantuees that consistent quality management results in a higher efficient health care. For the medically insured, this means the best health care at an affordable price.
In the self-governing bodies, the representatives are elected both by the insured and their employers. This self-governing body safeguards that health insurance remains in the best interests of the insured and of the companies they are employed by. The Federal Association of the AOK is located in Bonn, Germany.
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